The terms "We" / "Us" / "Our"/”Company” individually and collectively refer to Indicosmic Capital Pvt. Ltd. and the terms "You" /"Your" / "Yourself" refer to the users.
To avail certain services on our Websites, users are required to provide certain information for the registration process namely: - a) name, b) email address, c) sex, d) age, e) PIN code, f) credit card or debit card details g) nominee’s details, h) qualification, i) income, j) occupation etc. The Information as provided by the users enables us to improve our sites and provide you the most user-friendly experience.
The information which we collect is service dependent, hence we may use the user information to, maintain, protect, and improve the services (including advertising services) and for developing new products.
Such information will not be considered as sensitive if it is freely available and accessible in the public domain or is furnished under the Right to Information Act, 2005 or any other law for the time being in force.
To improve the responsiveness of the sites for our users, we may use "cookies", or similar electronic tools to collect information to assign each visitor a unique, random number as a User Identification (User ID) to understand the user's individual interests using the Identified Computer. Unless you voluntarily identify yourself (through registration, for example), we will have no way of knowing who you are, even if we assign a cookie to your computer. The only personal information a cookie can contain is information you supply. A cookie cannot read data off your hard drive. Our advertisers may also assign their own cookies to your browser (if you click on their ads), a process that we do not control.
Our web servers automatically collect limited information about your computer's connection to the Internet, including your IP address, when you visit our site. (Your IP address is a number that lets computers attached to the Internet know where to send you data -- such as the web pages you view.) Your IP address does not identify you personally. We use this information to deliver our web pages to you upon request, to tailor our site to the interests of our users, to measure traffic within our site and let advertisers know the geographic locations from where our visitors come.
We do not share any sensitive personal information to the third party without obtaining the prior consent of the user except in the following limited circumstances:
a. Insurance Companies to the extent of the personal accident insurance cover.
b. When it is requested or required by law or by any court or governmental agency or authority to disclose, for the purpose of verification of identity, or for the prevention, detection, investigation including cyber incidents, or for prosecution and punishment of offences. These disclosures are made in good faith and belief that such disclosure is reasonably necessary for enforcing these terms; for complying with the applicable laws and regulations.
We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where we store personal data.
Being the ISO 9001:2015 certified company, all information gathered on our Website is securely stored within our controlled database. The database is stored on servers secured behind a firewall; access to the servers is password-protected and is strictly limited. However, as effective as our security measures are, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information you supply will not be intercepted while being transmitted to us over the Internet. Any information you include in a posting to the discussion areas is available to anyone with Internet access.
Redressal Mechanism: Any complaints or concerns with regards to content and or comment or breach of these terms shall be immediately informed to the designated Grievance Officer as mentioned below via in writing or through email signed with the electronic signature to Mr. Ajay Sinha ("Grievance Officer").
Mr. Ajay Sinha (Grievance Officer)
Phone No.: 022-2088 0555
Indicosmic Capital Pvt. Ltd.
318, "The Summit Business Bay" Behind Gurunayak Petrol Pump Off,
Andheri Kurla Road, Andheri East, Mumbai - 400093